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Overseas home insuranceMany UK residents who own overseas property encounter difficulties obtaining suitable insurance for their second home abroad. So they may choose a policy offered by a foreign insurer that is written in a foreign language, and not suitable for the special requirements of holiday home owners.
As your overseas home will be hundreds, if not thousands of miles away it is important that your overseas property is adequately insured when left unoccupied or used for holiday letting. Many home insurance companies will have a tailored house insurance policy that covers your overseas holiday home in France, Spain, Portugal, Italy etc. Their overseas home insurance policy may include clauses that do not restrict cover when the overseas house is unoccupied and includes specialist insurance for holiday letting.
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