What does buildings insurance cover?
Depending on your policy, your buildings insurance will cover,
The structure of your
home and walls, fences, hedges, gates, footpaths, etc.
Again, dependant on your exact policy terms, your buildings insurance may also cover,
to underground pipes and cables e.g. pipes freezing.
Are there any additional options for my buildings insurance?
You may also have to option to add Accidental Damage to your buildings insurance. When added to your buildings insurance, this will cover accidental damage to your home. This could include putting your foot through the roof, spilling paint down the side of an external wall or damaging pipes or cables whilst hammering a nail into a wall.
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